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Pradhan Mantri Awaas Yojana Gramin (PMAYG)

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Short Information : The Pradhan Mantri Awaas Yojana – Gramin (PMAY-G) was introduced with the view to boost the "Housing for All" scheme. The central government came up with the vision to fulfil the ‘Housing for All’ scheme by the year 2022.
    

Pradhan Mantri Awaas Yojana Gramin (PMAYG)

Pradhan Mantri Awas Yojana

What is PMAYG?

  • The Pradhan Mantri Awaas Yojana – Gramin (PMAY-G) was introduced with the view to boost the "Housing for All" scheme. The central government came up with the vision to fulfil the ‘Housing for All’ scheme by the year 2022.
  • The main aim of the PMAY-G scheme is to provide pucca house with some of the basic amenities. This scheme is meant for people who do not own a house and people who live in kutcha houses or houses which are severely damaged. At present, the minimum size of the houses to be built under the PMAY-G scheme has been increased to 25 sq. mt. from 20 sq. mt.

PMAY 2021-22 Beneficiary

  • A beneficiary family will comprise of husband, wife, unmarried sons and/or unmarried daughters.
  • An adult earning member (irrespective of marital status) can be treated as a separate household

Features of PMAYG Scheme

  • The cost of the unit will be shared in a 60:40 ratio between the Central and State governments in plain areas, i.e., Rs.1.20 lakh of assistance for each unit.
  • In the Himalayan states, northeastern states, and the Union Territory (UT) of Jammu & Kashmir, the ratio is 90:10 with up to Rs.1.30 lakh of assistance for each unit.
  • 100% financing from the Centre for Union Territories including the UT of Ladakh.
  • Beneficiaries are provided Rs.90.95 per day of unskilled labor from MGNREGS.
  •  Beneficiaries are identified using parameters from Socio-Economic and Caste Census (SECC) and verified by Gram Sabhas.
  • Assistance for construction of toilets of up to Rs.12,000 to be provided under Swachh Bharat Mission-Gramin (SBM-G) in collaboration with MGNREGS or other schemes.
  • Payments are made electronically directly to bank accounts or post office accounts that are linked to Aadhaar.

PMAYG Eligibility Requirements

  • The following are the eligibility criteria, which include specific deprivation scores and different priority lists:
  • Houseless families
  • Families with houses having zero, one, or two rooms with a kutcha wall and kutcha roof.
  • Households without a literate adult above 25 years of age.
  • Households without an adult male member aged between 16 and 59 years of age.
  • Households without any adult member between 16 and 59 years of age.
  • Households without any able-bodied members and with a disabled member.
  • Landless households who derive income from casual labour.
  • Scheduled Caste, Scheduled Tribe, Others, and Minorities.

Factors that will exclude Beneficiaries from PMAY Gramin Scheme

  • Candidates that have a motorised two wheeler, three-wheeler, four-wheeler and agriculture equipment or fishing boat.
  • Candidates that have a Kisan Credit Card (KCC) with a limit greater or equal to Rs.50,000
  • Any household that has at least one member that is employed with the government or earning more than Rs. 10,000 per month.
  • Any person that pays income tax, professional tax or owns a refrigerator or landline phone connection.

Documents Required to Apply for PMAYG

These are some of the documents or details required to apply for the PMAYG scheme:

  • Aadhaar number
  • Consent document to use Aadhaar on behalf of the beneficiary
  • MGNREGA-registered beneficiary job card number
  • Swachh Bharat Mission (SBM) number of the beneficiary
  • Bank account details

How to Apply/Register/Add PMAYG Beneficiary

There are four sections to the beneficiary registration process, which are:

  • Personal details
  • Bank account details
  • Convergence details
  • Details from the concerned office

To successfully register or add the beneficiary, follow the steps given below:

  1. Visit the official website for login PMAYG.
  2. Fill in the details required in the personal details section (such as gender, mobile number, Aadhaar number, etc.)
  3. Upload the consent form required to use the Aadhaar number
  4. Click on the search button to find the beneficiary name, PMAY ID, and priority.
  5.  Click on ‘'Select to Register’'.
  6. The beneficiary details will be automatically generated and displayed.
  7. The remaining beneficiary details can now be filled in, such as ownership type, relation, Aadhaar number, etc.
  8. Upload the consent form required to use the Aadhaar number on behalf of the beneficiary
  9. In the next section, add the beneficiary account details in the required fields, such as beneficiary name, bank account number, etc.
  10. If the beneficiary wants to avail a loan, select ‘'Yes’' and enter the required loan amount.
  11. In the next section, enter the MGNREGA job card number and Swachh Bharat Mission (SBM) number of the beneficiary
  12. The next section will be filled in by the concerned office
 
 

IMPORTANT LINKS

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Introduction:

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Official Website

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